Logo1revisedwebHuman Health Advocates helps people solve problems with medical bills and health insurance coverage. Health insurance companies’ treatment of patients/consumers is often unfair.  As well, “certain medical billing and collection practices can be overly aggressive,” said its manager, Kenneth Klein.  Mr. Klein, a former attorney and certified mediator, has successfully dealt with health insurance companies and medical billing agents for years – obtaining coverage of unpaid and denied health insurance claims and reductions of medical expenses.  Medical bills often contain unnoticed errors, resulting in patients making unnecessary overpayments.  Health insurance companies often improperly deny claims for coverage.  “Such actions should not be ignored or accepted – they should be explored and corrected,” says Klein. “That is what we will do for you!”

After treatment, patients may receive bills from doctors that are not in their insurance company’s network; costly bills that are often seeking thousands of dollars.  We negotiate to reduce those charges.  Human Health Advocates represents the interests of patients, not hospitals or insurers.  We prepare reconsiderations and appeals when insurance claims are denied. We seek to level the playing field by working on your behalf in dealings with providers and insurers.

We each receive correspondence from our health insurance company “explaining” its treatment of our claims.  Understanding it is nearly impossible—and it is designed that way intentionally. We help you understand how your health insurance policy works, so that you can avoid many of the common pitfalls in today’s health care system. The insurance companies and medical billing collection companies have an extraordinary and unfair advantage.They work only for their interests, not yours.  Patients also need an advocate to represent their interests.  That is what Human Health Advocates will do for you.